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Prepaid Funeral Plans

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PREPAID CREMATION PLANS FROM £1,495 or £16.51pcm

Ensure your cremation is paid for in advance and your wishes are known with our prepaid cremation plans starting from £1,495. All of our cremation plans include 24/7 collection, care in our quality facilities, cremation fees, a simple coffin, transportation in a specialised vehicle and return of ashes.

PREPAID CREMATION PLANS FROM £1,495 or £16.51pcm

Ensure your cremation is paid for in advance and your wishes are known with our prepaid cremation plans starting from £1,495. All of our cremation plans include 24/7 collection, care in our quality facilities, cremation fees, a simple coffin, transportation in a specialised vehicle and return of ashes.

COMPARE OUR CREMATION PLANS

Prepaid cremation plans to suit your budget and wishes

Our prepaid cremation plans cover all of the necessary elements of a simple cremation including cremation fees, a simple coffin and transport in our specialised vehicles. Whether your plan is needed in the next 12 months or 25 years from now, the price of the cremation plan is guaranteed to remain fixed. 

Select a prepaid cremation plan based on the number of people you’d like to attend your funeral; your family will have the option to make any additional arrangements when the time comes.

£1,495 / £15.97pcm
  A direct cremation with no mourners present at a CMG crematorium local to the place of rest
  For those that do not want a service prior to the cremation
  Care of the deceased at our mortuary
  Provision of a simple coffin
  Return of ashes in a simple container
£1,795 / £19.17pcm
  Allows up to 12 people to be present when the chapel attendant commits the body for cremation and a short time to say a few words
  Care of the deceased at our mortuary
  Provision of a simple coffin
  Return of ashes in a simple container
£2,295 / £24.52pcm
  Includes a full-length service in the chapel with a ceremony organised by the family and no limit on attendees
  Care of the deceased at our mortuary
  Provision of a simple coffin
  Return of ashes in a simple container

  

What's not included in a Simplicity Prepaid Cremation Plan

It’s important to understand what isn’t included in a Simplicity Prepaid Cremation Plan. Our cremation plans do not include:

  • Doctor’s fees*
  • Embalming, memorial or headstone, flowers, catering/wake
  • Viewing of the deceased / chapel visits
  • A hearse
  • Limousine for family/mourners
  • Funeral procession from home/funeral home to a service location as the deceased will be transported directly to the crematorium on the day of the funeral
  • Repatriation from outside mainland Great Britain
  • Costs for removing artificial limbs and mechanisms such as pacemakers
  • Costs associated with changes in regulations, tax, laws or generally accepted practice, which result in additional costs or affect the conduct of the funeral
  • Co-ordination of any flowers or tributes and managing collection and payments of any charitable donations (although your family can organise this if the Orchid plan is selected)

 

* Medical certification fees. For deaths where a coroner investigation is required, there are no medical certifications fees. Also, changes to legislation in May 2015 mean there will no longer be a charge for a medical certification for any deaths registered in Scotland. Similar legal changes are being considered for the rest of the UK, so we do not include provision for these fees in our Plans. If the funeral takes place outside of Scotland, and a coroner is not involved, then if applicable, the medical certification fees should be paid by the next of kin or personal representative, when arranging the funeral.

Prepaid Funeral Plan Terms & Conditions

Request a free funeral plan guide

GUIDANCE & ADVICE FROM SIMPLICITY

Frequently asked questions

We’ve answered some of the most commonly asked questions to help you decide if a prepaid cremation plan is right for you. If you can’t find the answer to your question, our expert team are available all day every day to answer any questions you have.

Who are the FPA?

The Funeral Planning Authority (FPA) was set up to regulate providers in the UK prepaid funeral plan industry, to ensure providers that are FPA registered are operating in a manner will mean the customers get the funeral that they have paid for when they need it. In order to safeguard customers, the FPA states that all registered funeral plan providers must place the client’s money in a whole of life insurance policy on the life of the Planholder, or place monies in a trust. Read more about The Funeral Planning Authority.

Will my money be safe?

The money you pay for your Simplicity Cremation Prepaid Funeral Plan goes into the National Trust Fund, where it is held securely and managed carefully to make sure that the services in your plan are covered. The Trust is independently managed by some of the UK’s most respected investment companies, so you can be sure it will be properly protected. This allows us to guarantee that no matter what happens, there will always be sufficient money within the Trust Fund to honour our agreement with our Planholders.

What happens to the plan if I move house?

Simplicity Prepaid Plans are available throughout mainland Great Britain. If you move house, contact us and we can update our records.

Are there any criteria to be accepted for a prepaid funeral plan?

As long as you're aged 50 or over, you’re guaranteed to be accepted for a Simplicity Prepaid Funeral Plan.

My funeral wishes are included in my will, why do I need a prepaid plan?

Wills are often left unread until after the funeral so it can be difficult to ensure your wishes are passed on.

I have savings and life insurance, will this not cover the costs of my funeral?

With funeral costs rising year on year, you may find that your savings and life insurance aren’t enough to cover the cost of a funeral. By taking out a Simplicity Prepaid Funeral Plan, you can guarantee there will be no more to pay for the funeral services covered in the plan when the time comes.

What happens if funeral costs rise in future?

A funeral plan is designed to cover the costs of your chosen funeral package even if prices go up in future. So, you can be sure there will be no ‘hidden costs’ further down the line for the services covered by your plan.

I like the sound of a Simplicity Cremation, but I’m not ready to commit to a prepaid funeral plan, how can I share my wishes?

If you’re thinking about a Simplicity Cremation for yourself, but you’re not ready to buy a funeral plan yet, our share your wishes form might be for you.

Can I take out a funeral plan on another person’s behalf?

Yes, many of our customers take out a funeral plan for their partner, parent or someone else close to them. As long as the person for whom the plan is intended is aged 50 or over, you can take out a prepaid funeral plan on their behalf.

How can I purchase a prepaid funeral plan?

There are three easy ways you can purchase our cremation plans. You can purchase a Simplicity Cremations Prepaid Funeral Plan online in a few simple steps, request a brochure and complete the application form included or call us on 0800 484 0260.

When your plan has been set up, we'll send you a Planholder's pack in the post and a Funeral Executors pack to share with your next of kin. 

Where will the funeral take place?

The cremation will take place at a CMG crematorium local to the place of rest.

You can find your nearest CMG crematorium using our crematorium finder

Need to talk?

0800 484 0260

Do you need further support, advice or to discuss our cremation plans in more detail? Our team are available 24 hours a day, 7 days a week.


Arrange the send off you want with a prepaid cremation plan

What is a prepaid cremation plan?

A prepaid cremation plan is the smart way of paying for your funeral in advance. It allows you to protect your loved ones from rising funeral costs, as well as ensuring your funeral is carried out according to your wishes.

Your funeral, your way

It can be challenging to talk about funerals with your family and how you’d like things to be arranged. Putting a prepaid funeral plan in place can help ensure your wishes are carried out when the time comes.

How we're different

Covers the essentials

Our prepaid cremation plans cover all of the essentials for a simple funeral including cremation fees, a simple coffin, collection from the place of rest 24 hours a day, care at our mortuaries and the return of your ashes.

How does it work?

Protection from rising funeral costs

All of the services included in our funeral plans will be covered no matter how much funeral prices might rise in the future.

Find out more

IS A PREPAID CREMATION PLAN RIGHT FOR ME?

Why choose a prepaid cremation plan?

  •   It can reduce the burden on your loved ones with the stressful arrangements or financial strain often associated with arranging a funeral
  •   You have specific wishes for how you’d like your funeral to be arranged
  •   If you put money in a savings account there’s no guarantee that your savings will have grown to cover the cost of a funeral in the future
  •   Flexible payment options allow you to pay the way that suits you

  

QUESTION OR READY TO BUY A CREMATION PLAN?

Call: 0800 484 0531

Call: 0800 484 0531

Call Now

Ready to purchase a cremation plan, or need advice? Our dedicated team are here 24/7 to answer any questions you may have and help choose the right plan for you.

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WHY SIMPLICITY CREMATIONS

Simplicity Prepaid Cremation Plans are the perfect way to take away the worry

We’re here to help customers make a different choice for their funeral, by increasing access to simple, less expensive funerals, both professionally and respectfully.

We offer simple cremation plans for those looking to plan and pay for their funeral in advance.

FPA registered provider

You can have trust in our professional services. We adhere to the required FPA standards to ensure our customers are provided with the funeral they have paid for.

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Spread the cost

Our range of flexible payment options allow you to pay in a way that suits you, with monthly payments from as little as £15.97 per month for our Lily plan.

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Consistently high standards

As part of one of the UK’s leading group of funeral directors, we own all of our own high quality facilities, vehicles and staff.

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Your money is kept safe

The money you pay for your plan is held securely by the National Funeral Trust, independently managed by some of the UK’s most respected investment companies.

Read more

PLUS

24/7 support, from our expert funeral planning team

  •   Immediate arrangements by our professional telephone funeral arrangement team 24 hours a day, 365 days a year
  •   Free telephone bereavement and advice counselling service and online grief chat
  •   Service that is available throughout the whole of mainland Great Britain

REVIEWS

What our customers say

Our customer experience is very important to us and we strive to deliver a high quality service every time.

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